Plan Your Finances with Our Calculators
These tools are a great starting point to estimate your potential borrowing power, repayments, and upfront costs. They can help you explore different scenarios and get a better understanding of your financial position. For a detailed and accurate assessment based on your personal circumstances, please book a complimentary consultation with us.
Home Loan Borrowing Power Calculator
Loan Repayments Calculator
Savings Goals Calculator
Budget Planner
Stamp Duty Calculator
Income Tax Calculator
The Hayes Financial Advantage
Choosing the right mortgage broker can save you time, money, and significant stress. We combine deep industry expertise with a genuinely personal approach, managing every detail of the process so you can focus on your next chapter. We listen carefully, research tirelessly, and negotiate fiercely on your behalf to deliver a seamless experience and an exceptional outcome.
Mortgage Broker and Property Advisory Testimonials
Brian - NSW
Very helpful team guiding us through mortgage process. Have never had any issues dealing with mortgage choice for previous mortgages and the team at Manuka have continued with the experiences. Can’t rate the team high enough.
18 August 2025
Hannah - ACT
We had an amazing experience working with Jack Wharton as our mortgage broker. He was supportive, professional, and made the entire process of purchasing our property so much easier and less stressful. Jack took the time to explain everything clearly, answered all our questions promptly, and guided us every step of the way. We highly recommend Jack to anyone looking for a friendly and reliable mortgage broker
04 August 2025
Hayley - VIC
Matt and his team were fantastic and we are so greatful for the service they provided. Being first time home buyers, we had so many questions about the process, but with Matt guiding us, all our questions were answered, we had peace of mind and he made the process so easy.
30 May 2025
Sharissa - NSW
We were connected with Matt and Nikola through Robbo trusted finance and it was such a great experience working with them. They helped us through every step of the process from pre-approval to settlement. They were really easy to contact and wonderful to deal with would definitely recommend using them, they are based in Canberra so we saw them via video link and on the phone but that really worked for us as well. Would highly recommend and will use them again in the future
Thanks again Matt and Nikola
04 May 2025
Kevin - ACT
I can’t recommend Matthew and his team enough From the very beginning, they made the entire mortgage process feel seamless and stress-free. They took the time to really understand our needs, answer all our questions, and provided expert advice every step of the way. Their communication was top-notch, and we felt fully supported throughout. We were kept informed of every update and knew exactly what to expect, which made the whole experience so much smoother than we anticipated. Thanks to their professionalism and dedication, we were able to secure the best deal for our home. If you’re looking for a reliable and knowledgeable team, is the one to go to
14 March 2025
Amealia - VIC
Matthew Hayes went above and beyond to help us achieve our dreams. Our needs were complicated due to using guarantor property. Matt support us every step of the way and without a complaint. The team at mortgage choice were very responsive and easily contactable. They were also very realistic and worked well within their scope of practice. It is very noticeable that they have a good understanding of the profession.
16 December 2024
Important: The results from these calculators are an estimate for general information only and should not be considered as financial advice, a quote, or a guarantee of a loan. The calculations do not take into account your personal financial situation, objectives, specific product details, or all applicable fees and charges. Your actual borrowing capacity and loan terms will be determined by the lender following a full application and formal assessment. We recommend you speak with us to receive personalised advice.