Refinancing: Helping you save time, money and stress
Loyalty doesn’t always pay when it comes to home loans. A complimentary home loan health check is a simple, no-obligation way to ensure you’re not paying more than you should be.
Secure a Lower Rate
The most common reason to refinance is to reduce your interest rate. This may lower your monthly repayments, freeing up cash flow, or allowing you to make the same repayments and pay off your loan faster.
Hayes Financial gives you access to 40+ lenders and a an opportunity to secure the best rate possible.
Access Your Equity
As you pay down your loan and your property value increases, you build equity.
Refinancing allows you to unlock this equity as cash, which you can use to fund renovations, purchase an investment property, buy a new car, or achieve other financial goals.
Consolidate Debt
If you have high-interest debts like credit cards or personal loans, you may be able to roll them into your home loan.
This consolidates multiple payments into one, simpler repayment at a much lower interest rate, which may significantly reduce your total monthly outgoings.
Switch Loan Features
Your needs change over time.
You might want to switch from a fixed rate to a variable rate for more flexibility, or add powerful features like an offset account or redraw facility to help you save on interest and manage your money more effectively.
Join Hundreds of Happy Home Buyers
With over 100 five-star Google reviews, Hayes Financial is trusted by first home buyers, families, and investors alike. Our clients value the guidance, clarity, and personal support we bring to every step of the journey.
